Total Funded Since Inception
Growing every day
0+
Clients Funded
0
States Served
$50M
Max Loan Amount
24 hrs
Avg. Approval Time
Total Funded Since Inception
$0.0M
0+
Clients Funded
0
States
$50M
Max Loan
$50M
Max Funding
Per client
0%
Interest Rate
WestLOC Product
650
Min. FICO Score
Accessible qualification
$98.2M
Total Funded
Since Inception
Our Products
Six Paths to Capital
From 0% startup lines to $10M SBA loans — we have the right financing for every stage of your business journey.
0% Interest Line of Credit
A revolving line of credit with 0% interest rates for 12–18 months. Minimum 650 credit score — perfect for startups.
Conventional Term Loan
Unsecured term loan with competitive rates and flexible repayment. No collateral, no existing business required.
Business Term Loan
Up to $50,000,000
A term loan for established businesses with a proven track record. Requires only 6 months in operation, strong monthly revenue, and solid credit.
Business Line of Credit
Up to $2,000,000
Flexible revolving credit for established businesses needing ongoing working capital. Pay interest only on what you draw.
SBA 7(a) Loan
Up to $10,000,000
The SBA's most popular loan program. Flexible capital for nearly any business need — working capital, acquisitions, expansions, and more.
SBA 504 Loan
Up to $10,000,000
Designed for major fixed-asset investments. Ideal for commercial real estate and heavy equipment with long-term fixed rates.
Why Westmere
Fund Your New or Existing Business or Project
We've removed every barrier between you and the capital you need.
Get Pre-Qualified With No Credit Impact
Checking your rate has zero impact to your credit score. Apply with confidence.
Fast & Streamlined
Our process is designed for speed. Get pre-qualified within a couple of days, not weeks.
Unsecured Financing Options Available
100% unsecured financing. No assets, no liens, no risk to your personal property.
Startup Friendly
No existing business required for our WestLOC and Conventional Term Loan products. We believe in your vision.
Dedicated Support
A personal account manager guides you from application to funding.
Funding Calculator
See What You Could Qualify For
Adjust the sliders to estimate your monthly payment on a conventional term loan.
Testimonials
Trusted by Business Owners
Westmere got me funded in under two weeks. The 0% WestLOC was exactly what my restaurant needed to get off the ground.
Marcus T.
Restaurant Owner, Atlanta
After being turned away by banks, Westmere believed in my business plan. $150K funded with no hassle and no collateral required.
Sarah L.
E-Commerce Founder, Miami
The process was incredibly smooth. Checking my rate didn't affect my credit at all, and the terms were better than anything else I found.
David K.
Software Startup CFO, Denver
Who We Work With
Types of Businesses We Serve
From franchise owners to independent operators — Westmere Financial works with businesses across every sector.